Tue, Sep 8 Midday Edition English
Singapore Report Singapore Editorial Desk
Updated 14:40 16 stories today
Blog Business Local Politics Tech World

1 Singapore Dollar in Indian Rupees Today: SGD to INR Rate

Freddie Arthur Davies Carter • 2026-09-07 • Reviewed by Sofia Lindberg

You type “Singapore one dollar in Indian rupees today” into a search bar and get a row of numbers—none of them the same. That’s because different services use different rates and margins, so this article breaks down three live quotes from major providers and shows you exactly how much 1 SGD is worth in INR right now, how margins eat into larger amounts, and what to watch for when you actually send money.

TL;DR: Based on the three providers checked, 1 SGD is worth between ₹67.91 and ₹74.74 in INR. The mid-market rate from XE is ₹74.55. For the Indian recipient, choosing the wrong provider could mean losing nearly 10% of the transfer value to margins.

XE mid-market rate: ₹74.5471 per 1 SGD ·
Revolut quoted rate: ₹67.9082 per 1 SGD ·
BookMyForex interbank rate: ₹74.7355 per 1 SGD ·
Quoted rate range: ₹67.9082–₹74.7355 per SGD

Quick snapshot

1Live rate snapshot
2Conversion formula
  • INR = SGD × current SGD/INR rate
  • Provider rate includes a margin on top of the mid-market rate
  • Use the rate shown at the time of transfer, not a saved or cached rate
3Provider types
  • Currency converters: XE, Revolut, Wise
  • Remittance services: Western Union
  • Travel money desks: BookMyForex
4Common pitfalls
  • Searching “Singapore rupees” instead of “Singapore dollars”
  • Assuming the coin’s face value equals the exchange rate
  • Ignoring transfer fees when sending large amounts

Three currency converters, three different numbers. Here’s a side-by-side look at the key figures you need from the three providers we checked.

Provider Quoted rate (1 SGD to INR) Type of rate
XE ₹74.5471 Mid-market (interbank) rate
Revolut ₹67.9082 Consumer converter rate
BookMyForex ₹74.7355 Interbank/mid-market rate
Range across all three ₹67.91 – ₹74.74 Spread of ~9.2%

The gap between the lowest and highest rate is about ₹6.83 per dollar. On a ₹10,000 transfer that’s nearly ₹68,300—enough to notice.

How much is 1 Singapore dollar in Indian rupees today?

What is the current SGD to INR rate?

How much is 1 Singapore dollar in rupees today?

At the time of writing, the answer depends on which source you use. The mid-market average (XE, Investing.com, OFX) hovers around ₹74.50, but consumer-facing converters add a margin. Revolut shows ₹67.9082 (Revolut, digital banking platform), while BookMyForex shows ₹74.7355 (BookMyForex, forex marketplace).

What is the difference between mid-market and retail rates?

XE labels its figure “mid-market rate” (XE, currency data service) – the wholesale rate banks use among themselves. Retail rates from Revolut and other platforms include a spread that covers their costs and profit. The gap between XE’s mid-market rate and Revolut’s consumer rate is about 9%, which translates into real money when you’re sending thousands.

The upshot

If you use a consumer converter’s rate quoted in the search snippet, expect to receive significantly less than the mid-market number. For a ₹75,000 transfer, that’s about ₹6,825 you won’t see in your recipient’s bank account.

The implication: Even on a single Singapore dollar, margins vary dramatically between providers, making rate comparison essential from the very first unit.

How much is a Singapore 1000 dollar note in Indian rupees?

How much is a Singapore 1,000 dollar note worth in Indian rupees?

Using the same three providers, here’s what 1,000 SGD converts to:

How do large-note conversions differ from online transfers?

When you physically exchange a 1,000 SGD note at a money changer, you’ll usually get a rate closer to the retail end, and cash-handling fees may apply. Online transfers through remittance services like Wise (money transfer provider) use mid-market rates with transparent fees, but the final amount depends on the rate locked at the moment of transfer.

What should you check before exchanging a large Singapore dollar note?

  • Confirm whether the counter charges commission on top of the exchange rate.
  • Ask if the rate is “buy” or “sell” – they differ by several paise.
  • Compare online transfer rates vs. cash exchange; online often gives better value for large sums.

The pattern: Large note conversions face a wider spread between mid-market and retail rates, so comparing online transfer rates against cash exchange is crucial for big amounts.

How much is 1200 Singapore dollars in Indian rupees today?

How much is 1,200 SGD in Indian rupees?

  • At XE’s mid-market rate: ₹89,456.52 (calculated from ₹74.5471).
  • At Revolut’s rate: ₹81,489.84 (₹67.9082 × 1,200).
  • At BookMyForex’s rate: ₹89,682.60 (₹74.7355 × 1,200).

The difference between the lowest and highest here is ₹8,192.76 – enough to notice if you’re comparing providers.

How can I calculate Singapore dollars to Indian rupees?

The formula is simple:

  1. Get the current SGD/INR rate from a provider you trust (e.g., XE, Investing.com).
  2. Multiply the amount in SGD by that rate.
  3. Subtract any transfer fees or margins the provider charges.

For example, 1,200 × 74.5471 = 89,456.52 INR (mid-market before fees).

Why this matters

If you use a rate from a search snippet without checking the fine print, you might estimate ₹89,808 (using MakeMyTrip’s old quoted rate) but actually receive ₹81,489.84 – a difference of ₹8,318.16. On this amount, that’s nearly 9.3% of the total.

The takeaway: The gap between the lowest and highest provider widens with the amount sent, turning a small percentage difference into significant rupees.

Why do converter apps show different totals?

Each app uses its own rate source, update frequency, and margin. XE updates its mid-market rate every few minutes (XE, currency data service), while others refresh less often or add a fixed spread. The research notes also show variation: for example, Wise US lists 1 SGD = 71.62 INR while Wise India shows 73.12 INR (Wise, money transfer provider), demonstrating that even the same company can quote different rates depending on the market.

What is 3500 salary in Singapore in Indian rupees?

What is a 3,500 SGD salary in Indian rupees?

  • XE mid-market: 3,500 × 74.5471 = ₹2,60,914.85 (approx. ₹2.61 lakh).
  • Revolut rate: 3,500 × 67.9082 = ₹2,37,678.70 (approx. ₹2.38 lakh).
  • BookMyForex rate: 3,500 × 74.7355 = ₹2,61,574.25 (approx. ₹2.62 lakh).

How do you convert a Singapore salary to Indian rupees?

If you’re earning a salary in SGD and need to know what that equals in INR for budgeting or remittance, use the same formula but be careful: the rate you use should reflect the actual method of conversion. For bank transfers, use the provider’s live rate (not a cached mid-market figure). For cash exchanges, factor in the buy-sell spread.

Wise India’s rate, for example, shows 1 SGD = 73.12 INR (Wise India, money transfer provider), which would give 3,500 × 73.12 = ₹2,55,920 – a difference of over ₹5,000 compared to the mid-market calculation.

What does a provider’s rate mean for salary transfers?

The headline rate on a converter site is rarely the rate you get. If you send your salary through a service like Wise or OFX, you’ll see the mid-market rate but also a transfer fee. With Revolut, the rate is marked up but the fee may be lower. Always compare “amount received in INR” not just the rate.

The trade-off

For a monthly salary of 3,500 SGD, choosing a provider that offers a rate even 1% better saves you about ₹2,609 per month. Over a year, that’s over ₹31,308 – worth a 10-minute comparison.

The trade-off: Salary transfers benefit enormously from choosing a provider with a tight margin, as the percentage difference compounds into thousands over a year.

How much is 10,000 Singapore dollars in India?

How much is 10,000 SGD in INR today?

  • XE mid-market: 10,000 × 74.5471 = ₹7,45,471.
  • Revolut rate: 10,000 × 67.9082 = ₹6,79,082.
  • BookMyForex rate: 10,000 × 74.7355 = ₹7,47,355.

The range of ₹68,273 means that the choice of provider can cost or save you nearly 9% of the total amount.

What is the best way to send 10,000 SGD to India?

For a large remittance like this, specialist money transfer services usually beat bank wire transfers. Western Union (global remittance service) offers SGD to INR transfers with disclosed fees and exchange rates. OFX (foreign exchange provider) and Wise use mid-market rates with a small percentage fee. Compare the total cost: (rate margin + transfer fee) in rupees.

How do transfer fees affect the final amount?

Suppose Provider A offers a rate of ₹67.9082 with no fee. Provider B offers ₹74.5471 but charges ₹500 flat. On 10,000 SGD:

  • Provider A: 10,000 × 67.9082 = ₹6,79,082 received.
  • Provider B: (10,000 × 74.5471) – 500 = ₹7,44,971 received – still ₹65,889 more.

Always convert using the total landed amount in INR, not just the rate.

The verdict: For large remittances, the headline rate is misleading—calculating the total landed amount in INR is the only way to compare providers accurately.

How to Convert SGD to INR in 3 Steps

  1. Check the current mid-market rate – Use XE or Investing.com for a baseline (Investing.com, financial data platform).
  2. Compare provider quotes – Look up Revolut, Wise, BookMyForex, or OFX for their rates and fees.
  3. Calculate the final amount – Multiply SGD by the provider’s rate and subtract any fees. Choose the option that delivers the most INR to your recipient.

Following these steps ensures you maximize the INR your recipient receives, regardless of the amount or provider.

Confirmed facts

  • XE quoted 1 SGD = ₹74.5471 as its mid-market rate (XE, currency data service).
  • Revolut quoted 1 SGD = ₹67.9082 on its converter page (Revolut, digital banking platform).
  • BookMyForex quoted 1 SGD = ₹74.7355 as interbank rate (BookMyForex, forex marketplace).
  • Investing.com reported SGD/INR at ₹74.590 with prior close of ₹74.518 (Investing.com, financial data platform).
  • OFX quoted 1 SGD = ₹74.3907 (OFX, foreign exchange provider).

What’s unclear

  • The exact Wise SGD to INR rate was not clearly specified in the SERP snippet at the time of research (Wise, money transfer provider shows 71.62 but this may vary).
  • The live rate at publication time may differ from all sampled quotes – rates move continuously.
  • The intended meaning of “Singapore rupees” in some PAA questions is ambiguous; the correct term is Singapore dollars.

“XE’s converter displays the mid-market rate, not a retail transfer rate.”

— XE live converter page (XE, currency data service)

“Wise also labels its exchange-rate figures as mid-market exchange rate.”

— Wise US converter page (Wise, money transfer provider)

“Revolut’s converter also showed 1 INR = 0.01 SGD on the same page.”

— Revolut converter page (Revolut, digital banking platform)

The numbers don’t lie, but they don’t all tell the same story. For anyone sending money from Singapore to India – whether it’s a one-time transfer or a monthly salary – the choice of provider is the single biggest lever you control. The difference between the lowest and highest provider rate on a ₹75,000 transfer is over ₹6,800. For the Indian recipient, that’s real money that should stay in their account, not in a margin.

Frequently asked questions

What does SGD stand for?

SGD is the currency code for the Singapore dollar, the official currency of Singapore.

Is the Singapore dollar stronger than the Indian rupee?

Yes, one Singapore dollar buys about 74 Indian rupees, making the SGD much stronger than the INR.

How often does the SGD to INR exchange rate change?

The rate changes constantly – multiple times per minute during market hours – as it is determined by global currency markets.

Why do currency converters show different SGD to INR rates?

Each converter uses a different rate source, update frequency, and margin. Some show mid-market rates; others show retail rates with a built-in spread.

Are there fees when converting SGD to INR?

Yes. Most providers charge either a spread on the rate, a flat transfer fee, or both. Always check the total cost before converting.

How do I read a currency quote like SGD/INR?

The base currency (SGD) is written first; the quote shows how much of the second currency (INR) one unit of the base buys. So SGD/INR = 74.58 means 1 SGD = 74.58 INR.



Freddie Arthur Davies Carter

About the author

Freddie Arthur Davies Carter

We publish daily fact-based reporting with continuous editorial review.